• Mortgage RACKET is a DEATH pledge
  • Debt mountain thanks to bank credit card racketeering (Savers get less than 1.0% interest while debtors charged 30%+ and how banks are ripping off everybody)
  • 20 top EU banks routed €25bn through tax havens (So why aren't law enforcement jailing them?)(VIDEO)
  • Usury and the exploitation of the poor by the rich (Failing to provide a decent living wage leads to vast wealth being created by loan sharks)
  • NEVER trust a bank (List of failures since 2008)
  • Iceland Sentences 26 Corrupt Bankers To 74 Years In Prison
  • Banksters Gangsters Traitors
  • Are debt collectors chasing you? 3 ways to reply to a threatening letter
  • Empire - The Rise of the Oligarchs (VIDEO)
  • Bank of England governor blames city greed for vast inequality meanwhile warning that welfare state is unaffordable
  • For the duped goons who think there is NO money left in the kitty(Who exactly are buying these then?)
  • World’s Most Expensive Streets (and their press barons lie that there's no money)
  • Ten Companies That Secretly Control The World VIDEO
    Twelve Northern Rock mortgage holders lose their homes each day since bank's collapse

    *Thousands of customer are still in negative equity a decade after financial crash
    *But chief executive Adam Applegarth, 55, is enjoying a £304k-a-year pension
    *At least 43,000 homeowners suffered a repossession or surrendered a house

    Twelve Northern Rock mortgage holders have lost their homes every day since the bank’s collapse at the beginning of the global financial meltdown a decade ago.

    Around 3,100 of the bank’s customers are also still in negative equity, meaning their debt is higher than the value of their house. But as thousands struggle with the lender’s legacy of ruin, former chief executive Adam Applegarth, 55, is enjoying a £304,000-a-year pension in retirement. The boss, who quit when his risky lending practices blew up the bank, has since been linked to a toxic loan bubble in the car finance market.

    Analysis of annual reports from 2007 onwards shows at least 43,000 homeowners have suffered a repossession or voluntarily surrendered their house – nearly 12 a day. The way these are recorded in accounts has changed during that time, and up-to-date statistics are not available for many parts of the business later sold off, so the true number could be far higher. The current owner, state-controlled UK Asset Resolution, said that of those who had lost their homes, 23,000 were enforced repossessions.

    Around 32,000 borrowers still own less than a quarter of their house, and 2,532 are more than three months behind on their payments, owing £407.5million. Liberal Democrat leader Sir Vince Cable said last night: ‘The run on Northern Rock marked the start of the biggest economic disaster in our lifetimes. ‘It’s an example about the potential catastrophe if the industry isn’t properly regulated in the interests of financial stability. Enormous numbers of people have been ruined as a result of reckless lending for which they ultimately paid a heavy price.’ The Newcastle-based lender’s collapse was followed by the failure of Lehman Brothers in the US, and the taxpayer-backed rescues of Lloyds and NatWest owner Royal Bank of Scotland. The Rock was widely seen as the nation’s most reckless lender, doling out around £7billion of ultra-risky debt in 2005 alone, much of it to first-time buyers.

    On September 13, 2007, it emerged that it had been forced to beg the Bank of England for emergency support, prompting queues of desperate customers wanting to withdraw their cash. It was finally nationalised the following February, with Virgin Money eventually taking over the least toxic parts of the bank. Mr Applegarth, 55, had left the bank two months earlier, shortly before it emerged he had been having an affair with a junior staff member.

    He was given a £760,000 pay-off and a £2.6million pension pot. He now lives in luxury with wife Patricia, 56, at their home in Northumberland worth more than £2million. He began working for the private equity business Pine Brook Partners in 2015 as an adviser and consultant. The firm ploughed £50million into the Car Finance Company, the country’s biggest vehicle loan business for borrowers with bad credit. But the company has been hit by a surge in customers unable to pay off their debts, and in June, Pine Brook admitted it would never get its money back. The car finance business has told staff it will shut down within two years.

    It is not clear how involved Mr Applegarth was in the decision to back the company, or if he still works with Pine Brook, which declined to comment.

    UKAR and the Treasury declined to comment.

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    Debt explained VIDEO
    Here's How Hackers Are Trying To Steal Your Credit Card At The Gas Pump VIDEO
    The Monetary System Visually Explained VIDEO
    The Supreme Mother Lodge of Institutionalised Theft VIDEO
    20 top EU banks routed €25bn through tax havens VIDEO
    Eviction victim Tom Crawford break through in court case VIDEO
    Transgender rapist, Brexit date and UK banks launder Russian money

    Rich people's games
    Body Language: George Soros End Game VIDEO
    Eight richest people worth same as the world's poorest half VIDEO

    They always leave out the British royals the richest by far

  • Eight men richer than 3.6 billion people combined (VIDEO)
  • The Great British Mortgage Swindle - Trailer VIDEO

  • Man Steals Bucket Of Gold Worth Over A Million Dollars In Broad Daylight! VIDEO
    The Power of Paper VIDEO
    Capitalism and a man digging holes
    Men have been digging holes since the beginning of time. Holes are required for farming, construction of homes and factories and a myriad of other hole requirements. So in the distant past men dug holes when they needed holes dug. But some men dug holes quicker and faster while other men preferred other jobs and got the men who dug holes to dig their holes. They would do a favour in return to their neighbour for digging some holes for them.

    Then money came in to spoil the fun. Rulers took over and insisted that the hole diggers were paid with money and insisted they get a portion of that money for doing bugger all. Governments on behalf of the rulers were formed to gain access to that money. So here we have a self appointed elite doing bugger all while the hard working hole diggers were forced to give a portion of their labour to some bumped up ruler under taxation laws they were manufacturing for their own self enrichment and using their lackeys to enforce those laws.

    But it gets worse MUCH worse not only were the few at the top making millions in their TAX schemes but governments started to spend that money on digging lots more holes. But instead of giving the money directly to the hole diggers they started companies and let others fund those companies and they did bugger all either, except the hole diggers now instead of getting all the money with a portion going in taxes they now worked for multi nationals controlled by shareholders and the wealth generated by the hole diggers went in taxes and the rest to shareholders leaving the hole diggers with a tiny fraction of the money paid to have those holes dug.

    But it gets worse again as now the companies decided that mechanisation made it easier to dig holes with machines and so instead of employing 100 hole diggers they only needed to employ one man to operate the machine and sack the other 99. The same money was now being paid to those multi-nationals making millions from holes being dug while one man is paid a tiny fraction of a wage while the other 99 no longer dig holes and are left to rot .

    What is MUCH worse is that physical coinage was replaced by the bankers with promissory notes that made the pittance paid was with worthless bits of paper that masqueraded as money.

    That is the present situation as to why the global corporations continue to rake in billions while more and more workers are left unable to find work and unable to become self employed as the multi nationals have put everyone out of business with their dodgy contracts system when only corporations get the contracts to dig holes.

    Hole diggers and a million other occupations are becoming extinct and those with jobs are paid a fraction of what that job is worth thanks to how stocks and shares make scumbags sitting on their arse far more money than those doing the heavy physical labour and paid a pittance for their toil.

    But laws are not a man's best friend as laws are being used by the self appointed elite to enrich themselves and the best manufactured law of all is where men, who have worked hard, have money in the bank and a roof over their head marry only to find when that marriage collapses those laws ensure the wealth they created is stolen in the biggest heist in history and the sheeple believe this is how law and order should operate.


  • Walter Burien - Government Money Revelations VIDEO
    The battle for Tom and Sue Crawford's home goes on! VIDEO

    The robbing bastards are still stealing homes
    Great Period of Instability VIDEO
    British economy in dire straits despite evil tory bastards claiming it was stronger than ever VIDEO

    Lying tory bastards Cameron and Osborne claimed economy was sound
    Tom Crawford's message to the house thieves VIDEO
    A basic income for everyone? VIDEO
    The Only Game in Town
    (left, the "key" to understanding the world today bears repetition)

    The medium of exchange (money, currency, credit) has no intrinsic value. It is a coupon created in the form of a "debt" to a cartel of Masonic ( Cabalist, Satanist) Jewish bankers. This is something government could do itself interest and debt-free. Your "money" is really government IOU's to these central bankers. No matter which bank you use, you're dealing with them.

    History and current events are nothing but the attempt to protect this crooked monopoly by extending it to every aspect of human life by degrading and enslaving humanity through war, terrorism, migration and occult entertainment/social engineering. "We corrupt in order to control," said Giuseppe Mazzini. Jewish Messianism, Zionism, Socialism, Communism and Freemasonry are merely tools. Society has been thoroughly subverted and colonized by this occult power and doesn't even know it because mass media and education are controlled by them. Many Jews and Freemasons are collaborators but everyone who wishes to succeed in public life must become an accomplice. Modern society is built on quicksand. We are mind-controlled slaves, but thanks to the Internet, more people are waking up. Col. Dall personally confronted [FDR handler] Louis Howe (left) over Russian Communist agents he saw meeting Howe in the White House. -- "FDR: My Exploited Father-in-Law" (1970)

    (from Jan 28, 2013)

    by Henry Makow Ph.D.

    In 1913, Congressman Charles August Lindbergh said: "When the President signs this bill; the invisible government by the Monetary Power will be legalized...The greatest crime of the ages is perpetrated by this banking and currency bill...The day of reckoning is only a few years removed."

    Prophetic words.

    The establishment of the Federal Reserve Bank in 1913 set off a chain of baneful events that blighted the 20th century and darkens our prospects for the 21st. It began with World War One and the Great Depression, and continues with the WTC and the wars on Afghanistan, Iraq, Libya and Syria. In 1913, America's leaders were bribed and bamboozled by mostly foreign bankers and their US agents. Our "leaders" committed treason by giving these bankers the power to create money out of thin air backed only by the credit, i.e. taxes, of the American people. The U.S. government now borrows its own money from international bankers and pays them interest to the tune of $250 billion per annum for the privilege. If you hoodwinked the United States in this fashion, what would you do?

    You would either give the magical power back to its rightful owner, the US government. Or, you would use it to take over the world, to own everything and to control everyone. Guess which choice the bankers made?

    Modern history displays a long-term plan by dynastic banking families and their allies to create an Orwellian World dictatorship ("New World Order") in which wealth will be further concentrated, and human life will be further degraded. Wars and depressions, modern art and culture, new age religion, sexual "liberation" and feminism, are all part of this design. The role of historians and the mass media is to obscure this plan and to beguile the masses into thinking they are free and their leaders represent their interests.


    This conviction was reinforced by Col. Curtis Dall's book, "FDR: My Exploited Father-in-Law" (1970). Dall, who was married to Franklin Roosevelt's daughter Anna, spent many nights at the White House and often guided FDR around in his wheelchair. He was also a partner at a Wall Street brokerage. Dall maintained a family loyalty but could not avoid several disheartening conclusions in his book. He portrays the legendary president not as a leader but as a "quarterback" with little actual power. The "coaching staff" consisted of a coterie of handlers ("advisers" like Louis Howe, Bernard Baruch and Harry Hopkins) who represented the international banking cartel. For Dall, FDR ultimately was a traitor manipulated by "World Money" and motivated by conceit and personal ambition.

    FDR's main perfidy was suppressing information about the Japanese attack on Pearl Harbor, at the cost of almost 3,000 lives. He did this because the bankers needed US involvement in WWII, something 85% of Americans opposed. The Japanese had instructions to call off the attack if they lost the element of surprise. Dall relates a less known but more telling anecdote. In 1956, George Earle, a former governor of Pennsylvania, told him that in 1943 the Nazis tried to surrender. At the time, Earle was Naval Attaché in Istanbul when Admiral Wilhelm Canaris, head of the German Secret Service, approached him personally. Canaris told him that the German generals felt Hitler was leading Germany to destruction. They could not accept Roosevelt's policy of "unconditional surrender," but if FDR would offer "honourable surrender," the army was prepared to stage a coup d'etat.

    They believed that Russia represented a threat to Western Civilization and they were ready to present a non-Nazi German bulwark against Communist designs in Eastern Europe. To make a long story short, FDR repeatedly ignored this proposal which could have ended the war in 1943 and saved millions of lives. Canaris and hundreds of other decent German officers were tortured and killed by the Gestapo. The bankers' policy, as exhibited by the fire bombing of German cities, was clearly to 1) prolong the war and inflict maximum damage on Germany, 2) ensure that Soviet Russia occupy Eastern Europe and become a major world power.


    This is consistent with Dall's other observations. The banking cartel acted as if Communist Russia was their personal creation, which it was. One of FDR's first acts in office was to recognize the Soviet regime. FDR advisers Henry Morgenthau and Harry Dexter White arranged for U.S. treasury printing plates to be sent to Russia so the Communists could print their own US money. They arranged $8 billion in lend lease aid to Russia after the war was over. Col. Dall personally confronted Louis Howe over Russian agents he saw meeting Howe in the White House. According to Antony Sutton ("Wall Street and the Bolshevik Revolution"), the Bolshevik Revolution was funded by international bankers. In 1917, Trotsky and 200 revolutionaries were literally transferred from New York's Lower East Side to St. Petersburg to foment the revolution. What are we to make of all this?

    We have to recognize that monopoly capital has an affinity with Communism. Both are enemies of competition and freedom. A Communist government can give the cartels control of raw materials and markets. It can provide huge contracts and take on huge debts. A Communist government can ensure social control in order to protect the concentration of wealth. Each sector of the US economy is now controlled by a handful of cartels. Could we be facing Communism with private instead of public monopoly? Is it a coincidence that the Communist Party term "politically correct" has entered the American lexicon?

  • Tommy Tiernan Every country in the world owes money, but to who?? VIDEO
    Elizabeth Warren Describes BIG Banks As Financial Terrorists! VIDEO
    British banking & biggest legal heist VIDEO

  • Bank of England helped the Nazis to sell stolen gold
  • The Big Short: The ultimate in fraud and thievery VIDEO
    Rich expecting to live forever VIDEO
    A Monstrous IMF Secret VIDEO
    British bank closes account of pro-Palestinian VIDEO
    World Bank: Money Laundering Criminals VIDEO
    Britons spending £40 billion more than they earn VIDEO
    John Perkins - Hit Men, Jackals, and the Truth about Global Corruption VIDEO
    The Economic Hitmen VIDEO

  • Complete List of BANKS Owned or Controlled by the Rothschild Family
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    Privatization scams VIDEO
    Ex federal reserve chairman Ben Bernanke on American war profiteering VIDEO
    Gerald Celente about Rule 48 VIDEO
    Amazon's cut-throat corporate jungle VIDEO

  • Amazon fires back after scathing workplace critique(VIDEO)
  • A day in the life of a warehouse wage slave
  • Pay inequality has now reached "stratospheric levels"
    Chief executives earn '183 times more than workers'

    FTSE 100 chief executives (CEO) earn on average 183 times more than a full-time worker, research suggests. A report by the High Pay Centre, a think tank which monitors income distribution, showed that top bosses earned on average £4.964m in 2014.

    That compares to £27,195 median pay for a full-time employee in 2014, according to official figures. The High Pay Centre said the executive pay packages went "far beyond what is inspire top executives."

    The pay gap did not increase dramatically between 2014 and 2013, when chief executives earned 182 times the average workers pay, but the High Pay Centre points out that it is much bigger than in 2010, when CEOs earned 160 times more. "Pay packages of this size go far beyond what is sensible or necessary to reward and inspire top executives," said Deborah Hargreaves, director of the High Pay Centre. "It's more likely that corporate governance structures in the UK are riddled with glaring weaknesses and conflicts of interest."

    Since 2013 UK-listed companies have had to publish a single figure detailing their top executive's salary, as well as being required to give shareholders a binding vote on directors' pay. Ms Hargreaves added that while the reforms had helped to get a better understanding of executive pay, they didn't go far enough.

    'Make or break'

    The think tank would like companies to publish their own figures on the difference in pay between executives and their workers. It would also like a structure in which employees are represented in pay negotiations. In response to the study, the TUC said that inequality had now reached "stratospheric levels" while the Unite union called for institutional investors to "use their clout to draw a line in the sand over CEO pay". The business lobby group, the CBI said that high pay was only ever justified by "exceptional performance" and there must always be a clear link between the two.

    "In FTSE 100 firms and beyond, it's important that boards and shareholders hold the highest earners to account," the CBI said in a statement. "Shareholders now have a vote on companies' pay policies and it is important that this is used effectively." But the free-market think tank, the Adam Smith Institute, was more forthright, saying that the right chief executive could make or break a company.

    "CEO pay rewards extraordinary talent and skills in a highly competitive, globalised market," said its deputy director Sam Bowman. "Good decision-making from the top might not be invaluable, but CEO pay reflects that it is as close to invaluable as one can get."

  • Amazon's slave labour
  • Property Bubble VIDEO
    Britain’s housing crisis deepens VIDEO
    Multi-millionaire pubs tycoon JD Wetherspoon boss branded a 'hypocrite' over paying staff a living wage

    These are the bastards that use the tory scum to keep the peasants in their place

    A multi-millionaire pubs tycoon was last night branded a ‘hypocrite’ for moaning about paying his workers the living wage.

    Government plans in the Budget will force employers to pay at least £7.20 an hour from April next year, rising to over £9 by the end of the decade. But JD Wetherspoon chairman and founder Tim Martin (pictured) complained that paying staff more would hit the company’s profits. He said that the new laws add ‘considerable uncertainty to future financial projections’ for the company. The pub chain’s lowest-paid workers earn £6.35 an hour if they are over 21, states its own website.

    This means an employee working an average 35-hour week would take home £11,557 annually before taxes – more than 30 times less than the £353,000 collected by Martin last year. In fact, Martin’s allowance for car and train travel is £29,000 – almost three times the total sum taken home by his company’s most junior employees. Martin founded the company in 1979 by taking over a pub in North London’s swish Muswell Hill neighbourhood. It has since expanded to become a national giant with more than 800 outlets and annual profits of almost £80million.

    The company’s success has helped Martin amass a small fortune. His shares in the firm are worth £237million, and he was 366th in the Sunday Times Rich List. But he yesterday used its trading update to take a swipe at the National Living Wage policy, which Chancellor George Osborne said would give a pay rise to 6m workers. A statement from Martin, who in an unusual move refused to talk to the media directly, said: ‘Increased labour costs affect pubs with far greater force than supermarkets. ‘The average price of a pint in a supermarket is less than £1 and we estimate staff costs to be around 10 per cent or 10p. In contrast, a pint in a pub costs around £3 and staff costs are about 25 per cent or 75p.’ Martin says the difference between supermarket prices and pub prices is killing his industry.

    He often highlights the tax burden borne by landlords, which includes beer duties and VAT on hot food as well as staff taxes Almost 100 pubs close every week, according to industry estimates. The enforced wage rises come on top of promises already made by JD Wetherspoon to increase pay for staff next month, as well as an extra 5 per cent minimum starting pay increase that was brought in last autumn.

    The firm also says it pays around a third of profits to staff in bonuses and free shares, with 80pc of this paid to staff who work in its pubs. But Luke Hildyard, deputy director of the High Pay Centre, said Martin’s comments were ill-judged and branded him a ‘hypocrite’. He added: ‘There’s something pretty ugly about the multi-millionaire owner of a massive business bleating about having to pay his staff enough money to live on.

    ‘Everyone wants businesses to flourish, because this benefits the whole of society by creating jobs and growth. ‘But if those jobs don’t even enable workers to put food on their table and a roof over their heads, then the benefits to society are lost and support for business-friendly policies is undermined.’ Martin’s attack on the Conservative plan, which was announced in last week’s Budget, came as the company reported that it had enjoyed bumper trading figures. Sales rose 6.5 per cent as 26 new pubs were opened during the year.

    The company also plans to increase the number of pubs it owns, with 20 or 30 expected to be opened in the next year. Shares in JD Wetherspoon fell 65p or 8.4 per cent to 706p, valuing the company at close to £860m.

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    The Wall Street Shut Down VIDEO
    Austerity? Not when your living in a £12million apartment with Harrods on speed-dial VIDEO

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    Pick a pocket or two VIDEO
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